Optima Cash
Whatsoever is the health insurance plan a person purchases, the more important is to get the right coverage. The cover that could be proved beneficial, when required should be given importance in life. The medical care costs should not be able to impose upon the burden over the family members. People can also buy top-up plans that could complete the coverage and offer more protection to them. There are many combinations of plans that if bought together keep a person under wide coverage. One such combination is Optima Cash, when bought with pure health insurance product.
Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, has brought in various products to help people seek medical coverage with peace of mind. The company has brought in numerous pure health insurance plans that offer coverage to the Indian citizens for treatment of covered perils. These products look into inpatient treatment expenses and other healthcare expenditure that could put burden over the family members at the time of medical emergencies. There is ‘Easy Health’, the most popular health insurance product. There is Maxima, the plan offering comprehensive coverage. There is ‘Optima Restore’, a pure health insurance product with unbelievable benefits. Likewise, there are several other products that could be useful in times of emergency.
With the aim to offer innovative healthcare solutions to the Indian citizens, the company has also designed top-up plans that extend the coverage limits and help a person in various ways. One such plan that completes the cover offered by pure health and accident insurance products is Optima Cash, a daily cash hospital benefit plan. This plan offers coverage to additional hospitalization expenses that add up to the hospitalization bills and make them hefty enough to afford.
When a person is hospitalized, there are several types of expenses, like laundry bills, transportation costs, food expenses, etc incurred, making it difficult for the common man to bear. Optima Cash offers coverage to these expenses, as its customers get lump sum money, depending upon the number of days an insured is hospitalized. An insured is supposed to choose a daily cash amount at the time of policy issuance. The premium charged directly depends upon this daily cash amount chosen. An insurer offers this amount on daily basis to an insured in an event of hospitalization. The coverage under Optima Cash has nothing to do with treatment expenses and thus, require less hassle as compared to other health insurance products.
Optima Cash offers several benefits, like Sickness Hospital Cash that offers coverage in case of insured’s hospitalization on suffering from sickness during the policy period; Accident Hospital Cash that offers coverage in case of hospitalization after an accident, day-care procedure benefit that include cover for enlisted day-care procedures, etc. Besides it, there is joint hospitalization due to an accident, where two or more insured individuals concurrently meet an accident and convalesce benefit , for hospitalization for more than 7 days, child birth, parent accommodation, etc. each and every of these benefits has condition with regard to maximum number of days, for which the benefit would be offered. One should go through the terms and conditions of the plan and understand them to avail the better healthcare services.
Apollo Munich offers certain discounts with this plan. A person who reads the conditions before buying it could save the certain amount on its premium. So, enjoy the complete coverage with top-up plan, Optima Cash together with pure health insurance product.
Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, has brought in various products to help people seek medical coverage with peace of mind. The company has brought in numerous pure health insurance plans that offer coverage to the Indian citizens for treatment of covered perils. These products look into inpatient treatment expenses and other healthcare expenditure that could put burden over the family members at the time of medical emergencies. There is ‘Easy Health’, the most popular health insurance product. There is Maxima, the plan offering comprehensive coverage. There is ‘Optima Restore’, a pure health insurance product with unbelievable benefits. Likewise, there are several other products that could be useful in times of emergency.
With the aim to offer innovative healthcare solutions to the Indian citizens, the company has also designed top-up plans that extend the coverage limits and help a person in various ways. One such plan that completes the cover offered by pure health and accident insurance products is Optima Cash, a daily cash hospital benefit plan. This plan offers coverage to additional hospitalization expenses that add up to the hospitalization bills and make them hefty enough to afford.
When a person is hospitalized, there are several types of expenses, like laundry bills, transportation costs, food expenses, etc incurred, making it difficult for the common man to bear. Optima Cash offers coverage to these expenses, as its customers get lump sum money, depending upon the number of days an insured is hospitalized. An insured is supposed to choose a daily cash amount at the time of policy issuance. The premium charged directly depends upon this daily cash amount chosen. An insurer offers this amount on daily basis to an insured in an event of hospitalization. The coverage under Optima Cash has nothing to do with treatment expenses and thus, require less hassle as compared to other health insurance products.
Optima Cash offers several benefits, like Sickness Hospital Cash that offers coverage in case of insured’s hospitalization on suffering from sickness during the policy period; Accident Hospital Cash that offers coverage in case of hospitalization after an accident, day-care procedure benefit that include cover for enlisted day-care procedures, etc. Besides it, there is joint hospitalization due to an accident, where two or more insured individuals concurrently meet an accident and convalesce benefit , for hospitalization for more than 7 days, child birth, parent accommodation, etc. each and every of these benefits has condition with regard to maximum number of days, for which the benefit would be offered. One should go through the terms and conditions of the plan and understand them to avail the better healthcare services.
Apollo Munich offers certain discounts with this plan. A person who reads the conditions before buying it could save the certain amount on its premium. So, enjoy the complete coverage with top-up plan, Optima Cash together with pure health insurance product.