Apollo Munich, a pure health insurance provider in India, has brought in several health insurance plans for the betterment of Indian citizens. Each and every of its plans is thoughtfully designed looking into health insurance need of people. A person buying these plans get complete health cover, as the product designers are well experienced and qualified enough to cater to the needs of people.
It is a joint venture of the Apollo Group of Hospitals and Munich Re. Both its partners are leaders in their respective fields of healthcare and insurance and thus, are well aware of healthcare and insurance needs of people. The company uses their knowledge and experience in designing products for the Indian citizens. There is ‘Maxima’ plan that is known as India’s first 360 degree plan, as it offers overall coverage to its buyer. It is the first plan in Indian health insurance market that offers cover to both inpatient and outpatient treatment expenses, thus, making medical treatment almost free for an insured. The plan also offers several benefits, thus, making it easy for customers to seek treatment for both big and small illnesses.
Likewise, there is another plan, called Optima Restore that has been launched with several never before benefits. The exclusive feature of this plan is that it reinstates the basic sum insured amount, if it gets exhausted during the policy period and that too at no extra charge. Thus, a person who falls ill frequently can stay tension free, as he or she would get coverage every time it is required. Another benefit of this plan is that it increases the sum insured amount by 50% for every claim-free year. Similarly, there are top-up plan that offer extra protection to help an insured seek quality medical treatment with the peace of mind. There are many more products with unique benefits such that the Indian citizens get an access to quality healthcare.
Apollo Munich, understanding the needs of people at the time of medical emergencies, has brought in speedy claim settlement for genuine clean cases. The statistics shows that more than 95% of claims are settled within 30 days with average claim settlement time is of 15 days for clean cases. Thus, it is one of the fastest claim settlement providers in the country. In addition to it, customers get great services at the required time such that they get the maximum benefits of these plans.
Besides inpatient coverage, pure health insurance products also offer cover to pre-and post-hospitalization expenses for specified number of days. The coverage limits also include 140 day-are procedures such that they can be treated for minor ailments without much hassle. The plans also offer optional and additional benefit of maternity expenses and critical illnesses. A person buying Easy Health or Maxima need not have to go for separate Critical Illness Rider, but instead can seek coverage on opting for this additional benefit.
Looking into the problems faced by people at the time of hospitalization, Apollo Munich has tied up with more than 4000 hospitals across more than 800 cities to help its customers seek medical treatment on cashless basis. There is also the facility of portability to help the Indian customer shift from other provider to Apollo Munich along with their accrued benefits. There is also the facility of 100% guaranteed lifelong renewal to help its customers enjoy coverage for the whole life. Besides it, the premium paid is tax exempted under section 80 D of the Income Tax Act.
It is a joint venture of the Apollo Group of Hospitals and Munich Re. Both its partners are leaders in their respective fields of healthcare and insurance and thus, are well aware of healthcare and insurance needs of people. The company uses their knowledge and experience in designing products for the Indian citizens. There is ‘Maxima’ plan that is known as India’s first 360 degree plan, as it offers overall coverage to its buyer. It is the first plan in Indian health insurance market that offers cover to both inpatient and outpatient treatment expenses, thus, making medical treatment almost free for an insured. The plan also offers several benefits, thus, making it easy for customers to seek treatment for both big and small illnesses.
Likewise, there is another plan, called Optima Restore that has been launched with several never before benefits. The exclusive feature of this plan is that it reinstates the basic sum insured amount, if it gets exhausted during the policy period and that too at no extra charge. Thus, a person who falls ill frequently can stay tension free, as he or she would get coverage every time it is required. Another benefit of this plan is that it increases the sum insured amount by 50% for every claim-free year. Similarly, there are top-up plan that offer extra protection to help an insured seek quality medical treatment with the peace of mind. There are many more products with unique benefits such that the Indian citizens get an access to quality healthcare.
Apollo Munich, understanding the needs of people at the time of medical emergencies, has brought in speedy claim settlement for genuine clean cases. The statistics shows that more than 95% of claims are settled within 30 days with average claim settlement time is of 15 days for clean cases. Thus, it is one of the fastest claim settlement providers in the country. In addition to it, customers get great services at the required time such that they get the maximum benefits of these plans.
Besides inpatient coverage, pure health insurance products also offer cover to pre-and post-hospitalization expenses for specified number of days. The coverage limits also include 140 day-are procedures such that they can be treated for minor ailments without much hassle. The plans also offer optional and additional benefit of maternity expenses and critical illnesses. A person buying Easy Health or Maxima need not have to go for separate Critical Illness Rider, but instead can seek coverage on opting for this additional benefit.
Looking into the problems faced by people at the time of hospitalization, Apollo Munich has tied up with more than 4000 hospitals across more than 800 cities to help its customers seek medical treatment on cashless basis. There is also the facility of portability to help the Indian customer shift from other provider to Apollo Munich along with their accrued benefits. There is also the facility of 100% guaranteed lifelong renewal to help its customers enjoy coverage for the whole life. Besides it, the premium paid is tax exempted under section 80 D of the Income Tax Act.