Easy Health Standard for Individuals
Easy Health Insurance, the most popular health insurance plan in India, is the first plan brought by Apollo Munich, a standalone health insurance provider in the country. The plan is well known for offering basic health cover to an individual. It is very carefully designed, looking into the health needs of the masses. It is an indemnity plan that offers coverage for the medical expenses incurred against treatment of covered perils. The plan pays only for the medical expenses incurred, subjected to the maximum of the sum insured amount.
It is a pure health insurance product that offers coverage maximum up to Rs. 5 lacs. It covers inpatient treatment expenses, including diagnostic procedures, boarding and lodging, operation theatre, the intensive care unit, anesthesia, blood, oxygen, surgical appliances, medicines, drugs and consumables cost of prosthetic and other devices or equipment that are implanted internally during a surgical procedure, , nursing and medical practitioner charges, according to the terms and conditions of the policy.
In addition to these expenses, the coverage also includes pre- and post-hospitalization expense for certain number of days. In case of pre-hospitalization the insured gets coverage for 30 days, immediately before a person is hospitalized while in case of post-hospitalization, the coverage is offered for 60 days, immediately after the discharge. These time periods may be increased in case of planned hospitalization, if an insurer is intimated few days early. This coverage is subject to the conditions that medical expenses incurred before and after hospitalization should be for the same cause for which the person is hospitalized and the claim is accepted for inpatient treatment.
Insured gets coverage for 140 day-care procedures, which are the enlisted treatments for which there hospitalization is required for not more than 24 hours. The coverage limits also includes domiciliary treatment expenses as well as organ donor expenses, in case of major organ transplant. In case of Emergency Ambulance coverage, an insured is entitled to the benefit of maximum of Rs. 2,000 per hospitalization. In case of coverage for choosing the shared accommodation, an insured is entitled to the daily cash of Rs 500, subject to maximum of Rs 3000.
One of the other remarkable features of this plan is health check-up, which is subject to the condition that it pays only 1% of sum insured amount only once at the end of 4 continuous claim-free years. Thus, a person can also enjoy the benefit of health check-up. Besides it, there is a facility of Cashless Hospitalization in over 4000 hospitals across more than 800 cities. Using this facility, insured individuals can visit network hospital and seek treatment for the covered perils on cashless basis. It keeps them away from the hassles of arranging funds at the last hour. The facility of Healthline can also be taken advantage of by people of Easy Health Standard plan. Last, but not the least, lifelong renewal helps people to enjoy coverage for the whole life.
A person can buy this plan either for one or two years, thereafter which it is to be renewed regularly. This plan can be purchased by anyone more than 5 years of age with no maximum cover ceasing age. So, enjoy wide coverage under this 5-star rated product to make your life better.
It is a pure health insurance product that offers coverage maximum up to Rs. 5 lacs. It covers inpatient treatment expenses, including diagnostic procedures, boarding and lodging, operation theatre, the intensive care unit, anesthesia, blood, oxygen, surgical appliances, medicines, drugs and consumables cost of prosthetic and other devices or equipment that are implanted internally during a surgical procedure, , nursing and medical practitioner charges, according to the terms and conditions of the policy.
In addition to these expenses, the coverage also includes pre- and post-hospitalization expense for certain number of days. In case of pre-hospitalization the insured gets coverage for 30 days, immediately before a person is hospitalized while in case of post-hospitalization, the coverage is offered for 60 days, immediately after the discharge. These time periods may be increased in case of planned hospitalization, if an insurer is intimated few days early. This coverage is subject to the conditions that medical expenses incurred before and after hospitalization should be for the same cause for which the person is hospitalized and the claim is accepted for inpatient treatment.
Insured gets coverage for 140 day-care procedures, which are the enlisted treatments for which there hospitalization is required for not more than 24 hours. The coverage limits also includes domiciliary treatment expenses as well as organ donor expenses, in case of major organ transplant. In case of Emergency Ambulance coverage, an insured is entitled to the benefit of maximum of Rs. 2,000 per hospitalization. In case of coverage for choosing the shared accommodation, an insured is entitled to the daily cash of Rs 500, subject to maximum of Rs 3000.
One of the other remarkable features of this plan is health check-up, which is subject to the condition that it pays only 1% of sum insured amount only once at the end of 4 continuous claim-free years. Thus, a person can also enjoy the benefit of health check-up. Besides it, there is a facility of Cashless Hospitalization in over 4000 hospitals across more than 800 cities. Using this facility, insured individuals can visit network hospital and seek treatment for the covered perils on cashless basis. It keeps them away from the hassles of arranging funds at the last hour. The facility of Healthline can also be taken advantage of by people of Easy Health Standard plan. Last, but not the least, lifelong renewal helps people to enjoy coverage for the whole life.
A person can buy this plan either for one or two years, thereafter which it is to be renewed regularly. This plan can be purchased by anyone more than 5 years of age with no maximum cover ceasing age. So, enjoy wide coverage under this 5-star rated product to make your life better.