Optima Plus Health Insurance
It cannot be denied that health problems are one of the areas of concern. It is not only because of physical discomfort but also because of financial issues associated with them. The high rising medical expenses are difficult to afford. These medical care costs are crossing over the affordability reach of the common man. Looking into the gravity of this problem, health insurance players have emerged with various products to offer healthcare services to the Indian people. They are coming up with innovative products to entice people and help them in need. These products would not only make medical treatment easy and affordable but also the peace of mind to help them live a better lifestyle.
Apollo Munich, a pure health insurance provider, has turned up with various products in the Indian health insurance market. One of these products that have been thoughtfully deigned is Optima Plus. The plan is formulated to offer them wide coverage. It is a top-up plan with an exclusive feature of being getting converted to a fully fledged health insurance product with nil deductible. One can buy this plan as a top-up plan in early years of life and can enjoy wider coverage for high inpatient expenses and then, can later convert it into fully fledged health insurance plan.
Optima Plus gives an insured an option to choose the coverage of Rs 5 lac sum insured with deductible ranging from Rs 1 lac to Rs 5 lac. The amount of premium charged depends upon both the coverage limit and deductible chosen. Thus, an individual can enjoy extra coverage on paying nominal premium.
The coverage limits of Optima Plus include in-patient treatment expenses along with pre-and post-hospitalization expenses, subject to the terms and conditions of the plan. The cover further includes day-care procedures, organ donor expenses and domiciliary treatment. The emergency services, like emergency ambulance cover is also offered to an insured to help him or her to the extent possible. Optima Plus coverage is wide enough to help insured individuals staying away from the financial stress because of rising medical care expenses.
This top-up plan makes it easy for a person to seek medical care without any anxiety. A little premium can be much helpful in availing the best medical care. One neither has to compromise with dream plans nor have to worry about medical expenses on buying top-up plans, like Optima Plus.
The exclusive feature of this plan is its conversion into fully fledged health insurance plan with nil deductible. It acts as an added advantage for its customers. Apollo Munich gives its Optima Plus customers a liberty to enjoy this benefit and say goodbye to tiresome waiting period. All the diseases get covered from 1st day onwards with the conversion to fully fledged plan. At the same time, the deductible is also waived off.
There are certain conditions under which the policy holder is entitle to enjoy this benefit. One should buy the plan before the age of 50 years and then, renew it continuously without any gap. The conversion for this plan can be opted at the age of 58-60 years. The plan comes with no cover ceasing age, as there is a facility of lifelong renewal so that customers can enjoy coverage for the whole life.
An insured can buy this product along with other pure health insurance products and can enjoy wider coverage. so, buy complete health cover and have a secured tomorrow.
Apollo Munich, a pure health insurance provider, has turned up with various products in the Indian health insurance market. One of these products that have been thoughtfully deigned is Optima Plus. The plan is formulated to offer them wide coverage. It is a top-up plan with an exclusive feature of being getting converted to a fully fledged health insurance product with nil deductible. One can buy this plan as a top-up plan in early years of life and can enjoy wider coverage for high inpatient expenses and then, can later convert it into fully fledged health insurance plan.
Optima Plus gives an insured an option to choose the coverage of Rs 5 lac sum insured with deductible ranging from Rs 1 lac to Rs 5 lac. The amount of premium charged depends upon both the coverage limit and deductible chosen. Thus, an individual can enjoy extra coverage on paying nominal premium.
The coverage limits of Optima Plus include in-patient treatment expenses along with pre-and post-hospitalization expenses, subject to the terms and conditions of the plan. The cover further includes day-care procedures, organ donor expenses and domiciliary treatment. The emergency services, like emergency ambulance cover is also offered to an insured to help him or her to the extent possible. Optima Plus coverage is wide enough to help insured individuals staying away from the financial stress because of rising medical care expenses.
This top-up plan makes it easy for a person to seek medical care without any anxiety. A little premium can be much helpful in availing the best medical care. One neither has to compromise with dream plans nor have to worry about medical expenses on buying top-up plans, like Optima Plus.
The exclusive feature of this plan is its conversion into fully fledged health insurance plan with nil deductible. It acts as an added advantage for its customers. Apollo Munich gives its Optima Plus customers a liberty to enjoy this benefit and say goodbye to tiresome waiting period. All the diseases get covered from 1st day onwards with the conversion to fully fledged plan. At the same time, the deductible is also waived off.
There are certain conditions under which the policy holder is entitle to enjoy this benefit. One should buy the plan before the age of 50 years and then, renew it continuously without any gap. The conversion for this plan can be opted at the age of 58-60 years. The plan comes with no cover ceasing age, as there is a facility of lifelong renewal so that customers can enjoy coverage for the whole life.
An insured can buy this product along with other pure health insurance products and can enjoy wider coverage. so, buy complete health cover and have a secured tomorrow.