Easy Health Standard for Family
Easy Health Family Insurance, the most-liked medical insurance policy in India, is formulated by Apollo Munich, a pure medical insurance company in India. The plan offers basic health cover to the family, which may include an insured, spouse, dependent kids and dependent parents, subject to the condition that there are maximum of 2 adults and 4 kids under a single plan. It is very thoughtfully designed plan, looking into the health needs of the Indian families. The plan works on the principle of indemnity and thus, offers coverage for the medical expenses incurred against treatment of covered perils. The plan pays for the medical bills raised, subjected to the maximum of the sum insured amount.
Easy Health Standard buyer can opt for coverage up to Rs 5 lacs, which includes various types of inpatient treatment expenses. It may be diagnostic procedures, the intensive care unit, operation theatre, boarding and lodging, anesthesia, expense on blood or oxygen, surgical appliances, medicines, drugs and consumables cost of prosthetic and other devices or equipment that are implanted internally during a surgical procedure.
In order to make the plan more beneficial and user-friendly, there is a benefit of pre- and post-hospitalization expense, up to a certain limit. The pre-hospitalization benefit offers cover to medical expenses incurred within 30 days before hospitalization, subject to the condition that these expense is for the same cause for which the inpatient claim has been accepted. The number of days increases to 60 days, if a policy holder intimates insurance provider of the hospitalization minimum 5 days in advance. Likewise, the post-hospitalization benefit offers cover to medical expenses incurred for 60 days, after the insured is discharged from the hospital. This time period may be increases to 90 days, in case of prior intimation, i.e. the planned hospitalization.
There are certain minor treatments or surgeries for which a person does not require hospitalization for more than 24 hours. Such treatments are enlisted under day-care procedure. The experts at Apollo Munich have included more than 140 day-care procedures to helps its customers seek medical treatment free of financial worries. Besides it, the cover extends to include domiciliary treatment expenses besides organ donor expenses, in case of major organ transplant, emergency ambulance cover, daily cash for choosing shared accommodation, as per the plan’s terms and conditions.
Easy Health Family plan is believed to offer wide coverage at cost-effective price. It offers its customers the facility of lifelong renewal to help them enjoy benefits of health cover for the whole life. One needs to just pay the premium amount every year to seek the benefits for the extended time period. Health check-up is another feature of this plan that allows him or her to visit hospital for network hospitals. The company pays, as pre the plans’ conditions.
Apollo Munich customers get the facilities of Cashless Hospitalization and Healthline. The company has tied up with more than 4000 hospitals across more than 800 cities. It allows insured individuals to visit network hospital and seek treatment for the covered perils on cashless basis. It keeps them away from the hassles of arranging funds at the last hour. Healthline allows customers to discuss their health issues with medical experts on phone call at no extra charge. Easy Health plan can be purchased by anyone more than 5 years of age with no maximum cover ceasing age.
Easy Health Standard buyer can opt for coverage up to Rs 5 lacs, which includes various types of inpatient treatment expenses. It may be diagnostic procedures, the intensive care unit, operation theatre, boarding and lodging, anesthesia, expense on blood or oxygen, surgical appliances, medicines, drugs and consumables cost of prosthetic and other devices or equipment that are implanted internally during a surgical procedure.
In order to make the plan more beneficial and user-friendly, there is a benefit of pre- and post-hospitalization expense, up to a certain limit. The pre-hospitalization benefit offers cover to medical expenses incurred within 30 days before hospitalization, subject to the condition that these expense is for the same cause for which the inpatient claim has been accepted. The number of days increases to 60 days, if a policy holder intimates insurance provider of the hospitalization minimum 5 days in advance. Likewise, the post-hospitalization benefit offers cover to medical expenses incurred for 60 days, after the insured is discharged from the hospital. This time period may be increases to 90 days, in case of prior intimation, i.e. the planned hospitalization.
There are certain minor treatments or surgeries for which a person does not require hospitalization for more than 24 hours. Such treatments are enlisted under day-care procedure. The experts at Apollo Munich have included more than 140 day-care procedures to helps its customers seek medical treatment free of financial worries. Besides it, the cover extends to include domiciliary treatment expenses besides organ donor expenses, in case of major organ transplant, emergency ambulance cover, daily cash for choosing shared accommodation, as per the plan’s terms and conditions.
Easy Health Family plan is believed to offer wide coverage at cost-effective price. It offers its customers the facility of lifelong renewal to help them enjoy benefits of health cover for the whole life. One needs to just pay the premium amount every year to seek the benefits for the extended time period. Health check-up is another feature of this plan that allows him or her to visit hospital for network hospitals. The company pays, as pre the plans’ conditions.
Apollo Munich customers get the facilities of Cashless Hospitalization and Healthline. The company has tied up with more than 4000 hospitals across more than 800 cities. It allows insured individuals to visit network hospital and seek treatment for the covered perils on cashless basis. It keeps them away from the hassles of arranging funds at the last hour. Healthline allows customers to discuss their health issues with medical experts on phone call at no extra charge. Easy Health plan can be purchased by anyone more than 5 years of age with no maximum cover ceasing age.