Easy Health Premium For Family
Health insurance is becoming the need of one and all, as it is the only vehicle that could help people to stay away from financial issues arising during medical emergencies. There is no doubt that medical bills are difficult to afford, especially when these expenses are escalating at the fast pace. Thus, people should be made aware about the increasing medical costs and health insurance, the way to combat them. Looking into the gravity of the problem, various health insurance providers have emerged with a wide assortment of health care products.
Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, is one of these insurance companies that are continuously working hard to make medical care easy and accessible for the Indian customers. The provider has brought a variety of tailor made products to cater to the medical needs of individuals, families and groups. Easy Health is one of the most popular plans that can be purchased with on individual or family basis. This plan is well thought and designed to offer cover to people of all income groups, and thus, is available in three variants: Standard, Exclusive and Premium.
Easy Health Premium Family plan is the most comprehensive variant that offer complete coverage to its customers. It is a pure health insurance product that works on the principle of indemnity and thus, pays for the medical expenses incurred for the treatment of covered peril. An insured has to submit medical bills (as a proof of hospitalization), which get reimbursed by the company. Easy Health Premium offers its customers the wide range of sum insured amount, from Rs 4 lacs to Rs 10 lacs, which can be used for inpatient treatment expenses comprising diagnostic procedures, the intensive care unit, boarding and lodging, operation theatre, anesthesia, blood, oxygen, surgical appliances and other medical expenses, subject to the plan’s conditions.
Easy Health Family offers cover to family members, which may include an insured, spouse, dependent parents and dependent kids. The members of the family get protection under the single plan. Besides inpatient treatment expenses, there is pre- and post-hospitalization benefit, which takes into account medical expenses incurred before and after the hospitalization. The coverage offered to Easy Health Premium customers also includes benefits, like Emergency Ambulance Expenses, Organ Donor Expenses, Day-care Procedures, Domiciliary treatment, etc.
There are two optional and additional benefits with this plan. These are Critical Illness Cover and maternity expenses. One should opt for both these covers in order to avail the complete benefits of the plan, by paying little extra premium. The maternity coverage entitles a policy holder a lump sum payment in an event of child birth. The coverage limits are clearly stated in the policy wording. Critical Illness Cover benefits can be opted for eight enlisted diseases, like those in Exclusive variant. The definitions of coverage of these diseases are clearly stated in policy wording, with clear elaboration of the conditions under which coverage would be offered, to maintain transparency with the customers. One should go through the policy wordings carefully in order to know about all the terms and conditions.
There are few of the exclusive features of this plan that are not offered with other two variants. These are coverage for out-patient dental treatment, spectacles lenses, contact lenses, hearing aid, and e-opinion in case of critical illnesses. Thus, one can enjoy complete health cover with Easy Health Premium family plan.
Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, is one of these insurance companies that are continuously working hard to make medical care easy and accessible for the Indian customers. The provider has brought a variety of tailor made products to cater to the medical needs of individuals, families and groups. Easy Health is one of the most popular plans that can be purchased with on individual or family basis. This plan is well thought and designed to offer cover to people of all income groups, and thus, is available in three variants: Standard, Exclusive and Premium.
Easy Health Premium Family plan is the most comprehensive variant that offer complete coverage to its customers. It is a pure health insurance product that works on the principle of indemnity and thus, pays for the medical expenses incurred for the treatment of covered peril. An insured has to submit medical bills (as a proof of hospitalization), which get reimbursed by the company. Easy Health Premium offers its customers the wide range of sum insured amount, from Rs 4 lacs to Rs 10 lacs, which can be used for inpatient treatment expenses comprising diagnostic procedures, the intensive care unit, boarding and lodging, operation theatre, anesthesia, blood, oxygen, surgical appliances and other medical expenses, subject to the plan’s conditions.
Easy Health Family offers cover to family members, which may include an insured, spouse, dependent parents and dependent kids. The members of the family get protection under the single plan. Besides inpatient treatment expenses, there is pre- and post-hospitalization benefit, which takes into account medical expenses incurred before and after the hospitalization. The coverage offered to Easy Health Premium customers also includes benefits, like Emergency Ambulance Expenses, Organ Donor Expenses, Day-care Procedures, Domiciliary treatment, etc.
There are two optional and additional benefits with this plan. These are Critical Illness Cover and maternity expenses. One should opt for both these covers in order to avail the complete benefits of the plan, by paying little extra premium. The maternity coverage entitles a policy holder a lump sum payment in an event of child birth. The coverage limits are clearly stated in the policy wording. Critical Illness Cover benefits can be opted for eight enlisted diseases, like those in Exclusive variant. The definitions of coverage of these diseases are clearly stated in policy wording, with clear elaboration of the conditions under which coverage would be offered, to maintain transparency with the customers. One should go through the policy wordings carefully in order to know about all the terms and conditions.
There are few of the exclusive features of this plan that are not offered with other two variants. These are coverage for out-patient dental treatment, spectacles lenses, contact lenses, hearing aid, and e-opinion in case of critical illnesses. Thus, one can enjoy complete health cover with Easy Health Premium family plan.