Easy Health Exclusive For Family
Health insurance is growing much in demand. It is because these products help people to seek quality medical treatment such that there is no financial burden over the family, if a person comes across an accident or any other health mishap. The hefty medical bills generated at the hospitalization are settled by an insurance provider, thus, keeping an insured and the family away from these fiscal worries. There are various types of family floater plans available in the market that offer coverage to all members of a family, which may include an insured, spouse, dependent kids and dependent parents.
Apollo Munich, a pure health insurance provider has also brought in family floater plans to help the Indian families seek benefits of health cover at cost-effective price. Easy Health is one of the family floater plans that have earned much reputation for offering the comprehensive coverage to the people. The plan is well thought and designed to cater to the needs of people of all sections of society. It is available in three variants: Standard, Exclusive and Premium, each with different set of benefits and coverage limits. This pure health insurance product works in the principle of indemnity that pays for the medical expenses against the treatment of covered peril.
Easy Health Exclusive Family plan offers health cover to the Indian masses with the sum insured range from Rs. 3 lacs to Rs. 7.5 lacs. A policy holder can use this sum of money to pay for the medical expenses arising during hospitalization. There are two options for a policy holder to seek the coverage. First is Cashless Hospitalization, i.e. seeking treatment in network hospitals and the second is Reimbursement, i.e. seeking treatment in non-network hospitals. When an insured seeks inpatient treatment in any of the enlisted hospital, he or she avail it on cashless basis, thus, staying away from the problem of raising instant cash at the time of hospitalization. Apollo Munich has tied up with more than 4000 hospitals across more than 800 cities to help its customers seek treatment on cashless basis. In case of reimbursement, individuals have to pay the hospital bills on their own and later, can raise them for claim.
The plan offers coverage to all family members, which may include an insured, spouse, dependent kids and dependent parents, subject to maximum of 2 adults and 4 kids in a plan. These insured individuals can seek benefits for inpatient treatment expenses, pre-and post-hospitalization benefit, day-care procedures, domiciliary treatment, organ donor expenses, etc under this plan. One can also opt for coverage for emergencies services, like ambulance.
Maternity benefits can also be opted for with this plan, as the company gives it an optional benefit to the Easy Health Exclusive buyers. This benefit can be availed only after the waiting period of 4 years. It works on the principle of benefits and pays insured lump sum money in an event of child birth. The amount of money paid depends upon two conditions, firstly the sum insured amount and secondly, whether the delivery of kid is normal or caesarean.
Another additional and optional benefit of this plan is Critical Illness Cover. The plan covers eight major illnesses, which are First Heart Attack, Stroke, Paralysis, Sclerosis, Coronary Artery Surgery, Cancer, Renal Failure and Major Organ Transplantation. In case of diagnosis of any of these illnesses, a person can avail this benefit and get the certain sum of money, as per the plan’s conditions. Moreover, the insured individuals can also enjoy the facility of lifelong renewal with this plan.
Apollo Munich, a pure health insurance provider has also brought in family floater plans to help the Indian families seek benefits of health cover at cost-effective price. Easy Health is one of the family floater plans that have earned much reputation for offering the comprehensive coverage to the people. The plan is well thought and designed to cater to the needs of people of all sections of society. It is available in three variants: Standard, Exclusive and Premium, each with different set of benefits and coverage limits. This pure health insurance product works in the principle of indemnity that pays for the medical expenses against the treatment of covered peril.
Easy Health Exclusive Family plan offers health cover to the Indian masses with the sum insured range from Rs. 3 lacs to Rs. 7.5 lacs. A policy holder can use this sum of money to pay for the medical expenses arising during hospitalization. There are two options for a policy holder to seek the coverage. First is Cashless Hospitalization, i.e. seeking treatment in network hospitals and the second is Reimbursement, i.e. seeking treatment in non-network hospitals. When an insured seeks inpatient treatment in any of the enlisted hospital, he or she avail it on cashless basis, thus, staying away from the problem of raising instant cash at the time of hospitalization. Apollo Munich has tied up with more than 4000 hospitals across more than 800 cities to help its customers seek treatment on cashless basis. In case of reimbursement, individuals have to pay the hospital bills on their own and later, can raise them for claim.
The plan offers coverage to all family members, which may include an insured, spouse, dependent kids and dependent parents, subject to maximum of 2 adults and 4 kids in a plan. These insured individuals can seek benefits for inpatient treatment expenses, pre-and post-hospitalization benefit, day-care procedures, domiciliary treatment, organ donor expenses, etc under this plan. One can also opt for coverage for emergencies services, like ambulance.
Maternity benefits can also be opted for with this plan, as the company gives it an optional benefit to the Easy Health Exclusive buyers. This benefit can be availed only after the waiting period of 4 years. It works on the principle of benefits and pays insured lump sum money in an event of child birth. The amount of money paid depends upon two conditions, firstly the sum insured amount and secondly, whether the delivery of kid is normal or caesarean.
Another additional and optional benefit of this plan is Critical Illness Cover. The plan covers eight major illnesses, which are First Heart Attack, Stroke, Paralysis, Sclerosis, Coronary Artery Surgery, Cancer, Renal Failure and Major Organ Transplantation. In case of diagnosis of any of these illnesses, a person can avail this benefit and get the certain sum of money, as per the plan’s conditions. Moreover, the insured individuals can also enjoy the facility of lifelong renewal with this plan.